Temporary Skill Shortage Visa (Subclass 482 / Skills in Demand) Tax Calculator
As a Subclass 482 Temporary Skill Shortage (TSS) visa holder living and working in Australia, you are taxed as an Australian Resident for Tax Purposes with Stage 3 tax brackets, and may be eligible for a 100% Medicare Levy Exemption (saving 2% of your entire taxable income).
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Gross Annual Salary (AUD)
Base salary before tax & superannuation
Visa Subclass & Nationality
Determines tax residency brackets and Medicare eligibility
100% Medicare Levy Exemption (MES): As a non-citizen from a non-RHCA country, you can obtain a Medicare Entitlement Statement (MES) from Services Australia and pay 0% Medicare Levy.
Additional Residency & Insurance Toggles
Applying for PR with work rights gives you interim Medicare access, removing the MES exemption.
Avoids 1.0% – 1.5% Medicare Levy Surcharge for taxable incomes above $101,000.
Take-Home Income
You save $2,500/yr ($208/mo) under Category 1 MES.
Paid in addition to gross salary
Total pkg: $140,000
Citizen vs. Visa Holder Comparison
$92,650
Includes 2% Medicare$96,712
0% Medicare (MES)Extra take-home pay due to 100% Medicare Levy Exemption
/ year
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Maintain mandatory health insurance for Work Visa (482/485) while claiming 100% Medicare Levy Exemption.
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Get Quote with Bupa AustraliaHow to Claim 100% Medicare Levy Exemption (MES)
Official step-by-step Services Australia checklist
Obtain a certified copy of your passport photo page, current Australian visa grant notice (or VEVO check), and proof of arrival.
Apply online using your Services Australia / Medicare online account through myGov, or complete Medicare Entitlement Statement (MS015).
Once approved (usually 4-6 weeks), enter your MES certificate number under ATO tax return question M2 (Medicare Levy Exemption: 365 days).
Contextual tax, banking, and overseas remittance offers
Worked Take-Home Pay Examples for Subclass 482 (TSS Employer Sponsored) Holders
Pre-calculated Stage 3 marginal tax withholdings and Medicare exemption net impact
| Gross Annual Salary | Income Tax (Stage 3) | Medicare Levy (2%) | MES Extra Net Cash | Net Take-Home Pay | Super (12%) |
|---|---|---|---|---|---|
| $75,000 AUD | $13,288 AUD | $1,500 AUD | +$1,500 AUD/yr | $61,712 AUD | $9,000 AUD |
| $100,000 AUD | $20,788 AUD | $2,000 AUD | +$2,000 AUD/yr | $79,212 AUD | $12,000 AUD |
| $130,000 AUD | $29,788 AUD | $2,600 AUD | +$2,600 AUD/yr | $100,212 AUD | $15,600 AUD |
| $160,000 AUD | $40,538 AUD | $3,200 AUD | +$3,200 AUD/yr | $119,462 AUD | $19,200 AUD |
Official ATO & Services Australia Rules for Subclass 482 (TSS Employer Sponsored)
How your visa subclass is treated under Australian tax legislation
Standard resident Stage 3 tax rates ($0 - $18,200: 0%, $18,201 - $45,000: 16%, $45,001 - $135,000: 30%, $135,001 - $190,000: 37%, >$190,000: 45%) plus 12% employer Superannuation Guarantee.
If your passport is from a non-RHCA country (e.g. India, Philippines, China, Brazil, USA, Nepal) and you have not applied for PR with work rights, you can claim a 100% Medicare Levy Exemption (MES Category 1) through Services Australia, saving 2% of your entire annual taxable income.
In-Depth Australian Tax Guide for Subclass 482 TSS Visa Holders
The Temporary Skill Shortage (TSS) Subclass 482 visa is the primary employer-sponsored pathway for international professionals in Australia. Understanding how the Australian Taxation Office (ATO) and Services Australia treat your income ensures you do not overpay thousands in tax.
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1. Australian Tax Residency Status & Stage 3 Tax Brackets
Under the statutory resides test and the 183-day test, foreign professionals residing and working in Australia on a 482 visa are treated as Australian Residents for Tax Purposes. This classification provides several major financial advantages:#
2. The 100% Medicare Levy Exemption (MES Category 1)
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3. How to Claim Your Medicare Entitlement Statement (MES)
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4. Superannuation Guarantee (12.0%)
Your employer must pay 12.0% Superannuation on top of your gross ordinary time earnings into your complying Australian super fund.Tax & Medicare Questions for Subclass 482 (TSS Employer Sponsored)
Q:Do Subclass 482 visa holders pay the Medicare Levy in Australia?
No, unless you hold a passport from an RHCA country (such as the UK, Ireland, Italy, NZ) or have lodged an application for Permanent Residency with work rights. Eligible 482 visa holders can obtain a Medicare Entitlement Statement (MES) from Services Australia to receive a 100% exemption from the 2% Medicare levy.
Q:What tax brackets apply to Subclass 482 visa holders under Stage 3?
Subclass 482 visa holders living in Australia are assessed as Australian Residents for Tax Purposes, receiving the $18,200 tax-free threshold and lower Stage 3 marginal tax rates: 16% up to $45k, 30% up to $135k, 37% up to $190k, and 45% above $190k.
Q:Are 482 visa holders entitled to employer Superannuation?
Yes, Australian employers are legally required to contribute 12.0% Superannuation Guarantee on top of your base salary into your superannuation fund.